Friday, December 26, 2014

End of Year Update and 2015 Goals

Been a weird year.
Had insurance covered hernia surgery, it was much worse than I could have imagined, had two huge hernias and needed mesh and the works.
And, looked amazing for maybe two months, and it came back.
According to doctor it's not weight related, but according to common sense it must be, so before I go under the knife and back into hell, I need to be at a much lower weight.
Financially, paid off the mortgage at the beginning of December, just waiting for the paperwork to be filed with the county.
And the house needs work, some cosmetic, some structural, all expensive.
And, dental surgery for youngest at the beginning of the month, around $6k.
Got two big hairy goals for this year, with one long term three year goal.
Max out Roth Ira and Roth 401k, 25k, yearly from now on.
Second, bi-monthly complete projects to get house up to par for a decent sale price.
Third, three year long term goal is 100k for a down payment, so if and when house sells no contingent agreement in the contract, and then just plow sell price back into the new mortgage, with the goal being a totally paid off new home. or one with a tiny mortgage.
Never thought I'd be consumer and mortgage free, and achieved that, so this I guess I'll see.