Sunday, October 2, 2011

Menu Plan Monday

Yes, using this as a virtual to-do list.
Monday:Steak, Seasoned Fries, Spinach
Tuesday: Steak Fajitas, Halloween Cake
Wednesday: Turkey, Mashed Potatoes, Spinach
Thursday:Spaghetti, Meatballs, Red Sauce
Friday: Chicken for the Lazy, roasted Veggies
Saturday: Chicken Fajitas
Yes, I am in a rut, but balancing the finicky auties with the need for sameness and the more sophisticated palates of the neuro-typicals leads to enough battles as it is.
Plus, I really need to eat out of this freezer.

Monday, September 26, 2011

Massachusetts Child Support Enforcement is a joke.

$12,364. is my debt.
Got to love when you get a call from the Department of Revenue about back child support and even they are shocked at how much is owed.
Another six months has passed without even a penny in support paid, two court appearances with the Judge doing absolutely nothing, and another $5000 or so added to back support owed.
The Massachusetts Department of Revenue does not take child support enforcement seriously.
The Massachusetts Department of Revenue Child Support Enforcement Division overall has been useless in collecting unpaid child support for my children.
As of 9/23/11, not including unpaid medicals, anything we were supposed to go half on, the money he owes to the other family deadbeat dad has a son with that he doesn't see either, or the years of back support that I gave up on, the total child support enforcement order $27,219.
The child support enforcement rep I spoke with on Friday actually had a heart, and explained that with the back load of cases, they can't even get a court date for me until a year or 18 months.
She suggested I file on my own.
Great, file on my own to appear in court against a family law attorney?
Um, no.
It's disgusting.
What did happen, after years of him not paying, there does seem to be a consequence, that went into effect Friday.
His driver's license was suspended.
Most likely, he will appeal, and the child support enforcement judge will reinstate it, but please send positive thoughts that she will at least make him pay something before she does.

Monday, September 19, 2011

This is taking forever............

$12737.
I just keep focusing on the fact that by this time next year, all my credit card debt should be gone.
As well as my car loan.
Then I can kill Sallie Mae and her two ugly sisters.
Then I can get a bigger house.
Then my life can begin ;)
Yes, it's a pity party sort of day.
Trying to get my thoughts for the week together, and this is my virtual menu plan to do list.
Monday: Cheesy Chicken Casserole/Fattening, good, and I need to use up shredded cheese.
Tuesday: Spaghetti &Meatballs
Wednesday: Chicken for the lazy, roasted veggies.
Thursday: Rice, leftover chicken, broccoli
Friday: Leftovers (just me, most likely)
Saturday: Beef &Broccoli stir fry
I really need to get some other kinds of meat, but I have a deep freezer bursting with chicken, so chicken it often is.
Salads served with the above, as well as Rainman's special foods.
I also need to make blueberry muffins, apple bakes, and some cinnamon raisin bread for snacks.
Oh man, the diet for Mommy will be fun this week.

Sunday, September 11, 2011

Surfing Credit Card Debt

$13214.10
New D-day October 1, 2012.
I did a balance transfer, and put my high rate Discover balance to a 0% Citi transfer offer with a 5% fee, for 18 months.
It should help me pay it off faster, but Mint doesn't like it.
I also had a very expensive start of the school year, spending more than I wanted, and as my income took a dip due to less work, I put a most of it on a credit card, so with that and the balance transfer fee, not a good debt pay off month.
I am focusing on my cc debt, and I know it's a marathon not a race, but my car loan feels like it's going down by leaps and bounds, although my student loan debt seems to be dragging along.
Just got to keep swimming.
Menu plan for the week:
Sunday: Leftover take out pizza from lunch (ex pays for this as I take the twins back early)
Monday: English Muffin Pizzas
Tuesday: Crockpot Chicken, potatoes, onions, etc (trying to get rid of some root vegetables).
Wednesday: Cheesey Chicken Casserole (eating from the freezer)
Thursday: Spaghetti meatballs red sauce.
Friday: most likely just me, something easy like salad.
Saturday: Digiorno pizza from the freezer, salad.
Looks not so healthy, but on the side is always veggies, salad, etc.
And I have a lot of stuff that will soon go bad if I don't use it up.

With the weather getting colder, I will be filling in with snacks such as blueberry muffins, baked apples, and there are so many inexpensive bread recipes that I really want to try.
And I may even get really ambitious and start taking pictures ;)

Wednesday, August 10, 2011

Keep on chugging...........

$13,365.
D-Free Day Sept. 1, 2012
Seems like I throw a lot at it, but it's just slowly going down.
I started a sub account at ING for house stuff.
Going to try to direct money into this account for house repairs.
It sounds goofy, but the best way for me to save is to earmark money into an account with a purpose, to not touch the money at all until it's time to buy.
Along with paying off cc debt (my number one goal, although student loans are up there), like any house, mine needs work.
I also plan on selling in maybe two years, closer to three, and I need to really amp up the curb appeal.
By November 1st, I need to replace four doors, two exterior and two entry.
Rainman keeps slamming them, and the front entry door has a full glass panel that is one slam away from shattering.
The others have born his stimming and kicks, and the exterior entry door is essentially duct taped in one section.
My goal is to divert $1500 by November 1st for the four doors plus installation, which I think I should be able to manage.
My design options are limited, as the doors are all odd sizes, which is a blessing in that I don;t really have a luxury door option.
Ten weeks, give or take, that I need to put $150 per week in the pot.
With my cc repayment, it's going to be even tighter than usual, but putting it out there for accountability.
MJ


Monday, July 18, 2011

Menu Plan Monday

$14,535.
Sept. 1, 2012. D-Free Day.

I need to get veggies tomorrow.
Monday-Meatball Subs, Caramel Apple Crisp (plus need to make some Blueberry Muffins for snacks and breakfasts while the apple crisp is baking)
Tuesday-Cheesy Chicken Rice Dish
Wednesday-Chicken Broccoli Stir fry
Thursday-Chicken for the Lazy
Friday-Leftovers, most likely just me with maybe a random offspring. Chicken Salad, greens.
Saturday-Spaghetti with Alfredo Sauce, salad.

Saturday, July 2, 2011

Personal Finance Blogger Rant

$14984.

Although my credit card debt has not gone down, my other debt, such as student loans, have.
Oddly, I'm proud it didn't go up, because the buy out of my former good paying contracting company has been horrendous.
For what little work there is, I've been paid, but there simply isn't enough to feed everyone.
It's extremely frustrating, as I can see what the new people are doing wrong, lots of beginner mistakes, and when I and some of the other more experienced contractors say, hey, this is a big mistake and if you do this, you get the exact opposite of what you want, there's a lot of, WE are in charge.
Yes, you are, and aren't you the ones complaining that you don't understand why profits have tanked?
And when you get sandboxed by Google for doing idiotic shit, for doing shit after you were warned not to do it, you seriously can't understand why this is a problem?
The new middle men are sending some of the other contractors my way for help, which would be fine, if I was getting any sort of income from it.
If anything, showing them how to do things the right way means even less assignments coming my way.
I had a stellar week income wise last week (the best since the merger), and instead of giving me any sort of monetary bonus (which had been customary with the former owner), I get an email with "good job".
O rly?
I had been putting serious feelers out for the last month, and got a lot of, we'll keep you in mind, love your work but not looking for new contractors, etc.
But, one of the places has just decided to contract me!
I have one more hurdle, but a firm start date.
This place has a very good reputation, and is a perfect match for my skills.
It pays slightly more than I make now, just have to see if it's steady enough to make it my main place.
Wish me luck :)