Showing posts with label Rainman money budget busters. Show all posts
Showing posts with label Rainman money budget busters. Show all posts

Friday, October 10, 2008

Rainman is sick.
Two days home from school and not eating.


Maybe a checklist will help keep me on track.
Goals
$1200 CC's/700
$500 car payment/ $500./done
$500 water bill
$500 xmas fund/ $100 so far
$500 Roth/ $400 so far.
$200 ef/ $200/done

So far, renewed Dreamhost for the year/business $150
had to buy an industrial fan for the basement, $210.,
Cash $120 yesterday which got gobbled up by Domino's mainly to get something into rainman, Dunkin Donuts for me and Rainman, Babygirl for the mall, her dance, Babygirl and bathboy's lunches, and at some point I need coffee to get stuff finished tonight :)
Serve $86.
Food/$97
Wal-mart $61

Reminder to me-
SL's $600/1100.
Mortgage

Jibberish but I need to save my coherant thoughts for people who pay me :)

Friday, May 2, 2008

What budget?

Thursday-
$100 car ins
$40 school bus never showed so Dunkins for Rainman, then dinner at BK
(Ex gave $100 for gas, so not as bad as it looks). Kids lunches.

So far today
$120 - $40 for Babygirl's carnival,
$60 for birth certificates
$20 Dunkins plus parking in Boston

It hurts to see how much is frittered away.

Jane4girls is my new hero.
$800 a year food budget- and they eat very well.
Baby steps.
:)

Saturday, February 2, 2008

Back on Track

I set up a Roth IRA at E*TradeFinancials and so far, so good. I am on track to maxing out my $4000 for 2007, having deposited $960 ($320 each Wednesday) and started the savings account too, only depositing $150 so far, but it's a start.
What else happened is, my car died. I was in a pretty bad fender bender, and although my car was fixed, it has been stalling on long trips. No one can seem to find exactly what's wrong. The Ex has agreed to give me a down payment and co-sign, and with Rainman and the long commute twice a day to his school, there is no getting around the need for a reliable car. I have been looking at 2006/2007 low mileage Dodge Caravans, and Monday is the big new car day.
Deep breath: CC debt total is $26,661.
I want to have that to $13,330 by next year, if not sooner.
Wish me luck :)

Saturday, January 5, 2008

Budget Busters

Right now, the biggest ridiculous expense is gas. Rainman goes to a school about an hour away, each way. That is four hours a day, and guess who drives him?
The school system is supposed to, there is an IEP with this in place, but for the last three months I have been hauling him there and back. Partly due to the fact that most of the bus drivers should be in special ed themselves, and partly do to a director of sped that is extremely scattered and cheerfully incompetant, I have been spending about $50 a day in gas plus about $10 for Rainman's "raisin bagel honey honey dip orange juice" (and my large french vanilla (don't even think about me driving without coffee) iced regular) and this is just money thrown away.
Bah
The Ex has been throwing a hundred to me about every other week toward gas, but this is killing my snowball (money thrown toward debt). This is supposed to be cleared up in a week or so, when they finally get Rainman a restraint that fits.
My confidence in this ending without going to mediation is zilch.
$300 a week toward gas and donuts.
This is so depressing.